Financial Literacy and Financial reparedness of librarians and library Officers towards Retirement: A Survey of Academic libraries in Southwest Nigeria
| dc.contributor.author | Okiki, O.C | |
| dc.contributor.author | Ikuejurojo, A. | |
| dc.date.accessioned | 2022-10-11T09:14:38Z | |
| dc.date.available | 2022-10-11T09:14:38Z | |
| dc.date.issued | 2021 | |
| dc.description | Scholarly article | en_US |
| dc.description.abstract | This paper seeks to explain the concept of financial literacy as a correlate of financial preparedness towards the retirement of librarians and library officers in higher institutions libraries in the six states of southwest Nigeria. Adequate knowledge of monetary literacy is needed to function properly and plan towards retirement Financial literacy is germane for survival in today's economy as lack of it could lead to the wrong choice and implementation of poor financial decisions, which could affect negatively. The purpose of this paper is to investigate the level of financial literacy focusing on money management, financial planning, choosing appropriate financial services and products, and financial knowledge and understanding. The quantitative research approach was used to collect primary data among librarians and library officers in the selected higher institutions libraries in Southwest Nigeria. Primary data were analyzed through descriptive statistics and regression analysis. The paper concludes that financial literacy encourages financial access and savings, invariably increasing economic growth, reducing poverty levels, and enhancing the quality of life after retirement. The paper concludes by suggesting interventions that help librarians and library officers improve their financial literacy levels and manage and sustain their financial well-being. | en_US |
| dc.identifier.citation | Okiki, O.C. & Ikuejurojo, A. (2021). Financial Literacy and Financial reparedness of librarians and library Officers towards Retirement: A Survey of Academic libraries in Southwest Nigeria. Ilorin Varsity International Journal of Library & Information Science, 4(1), 118-131p. | en_US |
| dc.identifier.issn | 2659-1561 | |
| dc.identifier.uri | https://ir.unilag.edu.ng/handle/123456789/11709 | |
| dc.language.iso | en | en_US |
| dc.publisher | DEPARTMENT OF LIBRARY & INFORMATION SCIENCE, FACULTY OF COMMUNICATION AND INFORMATION SCIENCES UNIVERSITY OF ILORIN, NIGERIA | en_US |
| dc.subject | Financial literacy | en_US |
| dc.subject | Anancial preparedness | en_US |
| dc.subject | Retirement | en_US |
| dc.subject | Library officers | en_US |
| dc.subject | Academic Libraries | en_US |
| dc.subject | Research Subject Categories::SOCIAL SCIENCES::Other social sciences::Library and information science | en_US |
| dc.title | Financial Literacy and Financial reparedness of librarians and library Officers towards Retirement: A Survey of Academic libraries in Southwest Nigeria | en_US |
| dc.type | Article | en_US |