Managing Bank Risks in Nigeria: Analysis of Performance of domestic systematically important banks (D-SIB) using the Camels model

dc.contributor.authorSogunro, A. B
dc.contributor.authorGbajumo-Sheriff, M.
dc.contributor.authorOlalude, G. A
dc.contributor.authorLawuyi, R. M.
dc.date.accessioned2022-07-29T11:36:08Z
dc.date.available2022-07-29T11:36:08Z
dc.date.issued2021
dc.descriptionScholarly articleen_US
dc.description.abstractThe risk of distress and failure is inherent in the business of banking. When this risk materialises, it impairs the ability of the banks to carry out their vital intermediation function in the economy. Hence, the study aims to assess the financial health of Nigerian banks based on a purposive sampling of six selected Nigerian banks using the CAMELS model that can enable financial institutions to focus on risk and some importance ratios. Data were obtained from the published audited financial statements of the six banks between the periods 2013 to 2018. A CAMELS analysis based on the published financial statements of the six Domestic-Systemically Important Banks (D-SIBs) was carried out. The study found that there was no major change in the CAMELS composite rating performance of the six banks in the period under consideration. The performance was relatively stable moving within a narrow band. While in terms of individual bank performances, the study found that the six banks could be separated into three different groups of high, steady, and poor performers. With an average CAMELS composite rating of "3", the overall state of health of Nigerian banks for the period under review could be described as average, which does not give cause for serious concern, Therefore, constant supervisory attention especially in various component areas of the bank is required to prevent the risk of distress and failure to carry out their vital intermediation function in the economy.en_US
dc.identifier.citationSogunro, A., Gbajumo-Sheriff, M., Olalude, G., & Lawuyi, R. (2021). Managing Bank Risks in Nigeria: Analysis of Performance of domestic systematically important banks (D-SIB) using the CAMELS Model. UNILAG Journal of Business, 7(1), 148-169en_US
dc.identifier.urihttps://ir.unilag.edu.ng/handle/123456789/10958
dc.language.isoenen_US
dc.publisherUNILAG Journal of Businessen_US
dc.relation.ispartofseries7;1
dc.subjectCAMELSen_US
dc.subjectSystemically-Importanten_US
dc.subjectDistressed-banksen_US
dc.subjectFinancial- ratiosen_US
dc.subjectbank- failureen_US
dc.subjectResearch Subject Categories::SOCIAL SCIENCES::Business and economicsen_US
dc.titleManaging Bank Risks in Nigeria: Analysis of Performance of domestic systematically important banks (D-SIB) using the Camels modelen_US
dc.typeArticleen_US
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