Business Administration- Scholarly Publications

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Browsing Business Administration- Scholarly Publications by Author "Adeleke, I.A"

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    Open Access
    Current Contraceptive Awareness and Use among Students of Tertiary Institutions in Lagos State, Nigeria
    (2009) Ojikutu, R.K; Adeleke, I.A
    The study examined the awareness and use of contraceptives among students of tertiary institutions in Lagos State, Nigeria. A sample of size 50 was selected from each of the 20 Local Government Areas in the state, making a total of 1000 questionnaires out of which 981 were returned. Respondents were randomly selected at the location of interview. Use of contraceptives was found to predominate amongst male students that are 27 years and above while this was found to be high amongst the female students in the 24-26 years age bracket. About 64 per cent of the students are found to use one form of contraceptive or the other but lower and middle level students of these institutions are found to use contraceptives more than those in higher classes. The fitted logistic regression showed that the odd of male students using contraceptive is 1.268 while students in 200 level in institutions in Lagos State are 2.005 times more likely to use contraceptives than those in 300 level and about 4.8 times more likely than those in 100 level. Those in 300 level are 6 times more likely to use contraceptives than those in 400 level. About77 per cent of the students find condom to be more reliable as means of contraception than any other available contraceptive. With R² = 0.74, there seemed to be the evidence of a strong influence of gender, level of studies, age, income and age at first sex on the likelihood of using contraceptive.
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    Open Access
    The Demand for Takaful (Islamic insurance) in Nigeria
    (2014-03) Yusuf, T.O; Adeleke, I.A; Ojikutu, R.K
    This paper empirically examines the potential contributions of Takaful (Islamic insurance) to the Nigerian economy. Due to low penetration of insurance in the conventional market as an analogy to determine demand for Takaful family insurance, this study examines the potential demand and growth for the consumption in the Nigerian economy despite abundant opportunities, the paper explores how this new paradigm of risk management and poverty alleviation can boost the current penetration level and hence improve contribution of insurance to the GDP. Using the findings in previous studies on variable determinants of demand for life insurance products in the Nigerian insurance market. By adopting a survey design method, the main instrument used was the questionnaire. A sample of 2000 MBA student respondents were randomly selected for the study. This set of respondents was selected because of their qualities namely, exposure, awareness, experience, and varied background. Various demographic and socioeconomic variables to identify the determinants of Takaful family insurance were analysed. The current awareness level of the product is particularly studied in order to assist existing and potential Takaful underwriters and marketers to identify appropriate marketing strategies that could translate into success story. More importantly, the issue of access and availability of the product in the insurance market are examined. The results among others show that religion is not a factor for purchase and patronage and working sector is a factor for patronage and not for purchase. These results are expected to help both insurance marketers and policymakers understand what drives the supply of and demand for Takaful family insurance. They may also help design strategies for developing the nascent market for Islamic products and extending their benefits to non- Muslim consumers of insurance services.
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    Open Access
    Knowledge, Risk Perception and Behaviour on HIV/AIDS amongst Students of Tertiary Institutions in Lagos State, Nigeria
    (2010) Ojikutu, R.K; Adeleke, I.A; Yusuf, T; Ajijola, L.A
    This Study was focused on the behavior and risk perception of HIV/AIDS among students of tertiary institutions in Lagos State, Nigeria because researches have shown that the school environment provide fertile grounds for high sexual risk behavior (Adefuye et al.,2009). The study which was conducted over a period of three months considered a sample of five randomly selected tertiary institutions in the State and 1200 multiple-choice format questionnaires were distributed to the students out of which 1095 (91.33 percent) were completed and returned. Data generated were analyzed using SPSS version 15. Apart from simple descriptive statistics, correspondence analysis was used to show relationship between the demographic background of the students, their health risk perception and behavior on HIV/AIDS. The result showed that as many as twenty four percent of the students have multiple sex partners, about 44 percent of who do not like using condom. Having multiple sex partners was found to have significant effect on decision on infection prevention technique adopted by the student. About 43.69 percent of those who have multiple sex partners agree that they are engaging in risky sexual behavior. Only 54.63 percent of those who have heard about HIV/AIDS are willing to use condom and 71.33 percent of the respondents are very concerned about the alarming rate of spread of the disease. The correspondence analysis showed that within the age range of 26 to 30 years students are not too comfortable with having roommates who are HIV/AIDS infected while the older students (those who are 30 years and above) feel very comfortable with sharing hostel room with them. Also, it was found that most students with multiple sex partners use female condom while those E-Leader Budapest 2010 with single partners prefer using male condom. Number of sex partners was found to determine the periods between going for HIV/Aids test. While those with multiple sex partners have undergone HIV test within six months before our survey, those with single sex partners have not do so in the last six months. Age was found to be a factor in determining the decision to use protection during sex. The population at risk are those in the age bracket of 19 to 30 years, as they have multiple sex partners and seldom go for test. The implication for insurance was discussed.
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    Open Access
    Tracing the Path of Substance Use among Students of Tertiary Institutions in Lagos State, Nigeria
    (2010-01) Ojikutu, R.K; Adeleke, I.A
    This study focused on substance use and abuse among students of tertiary institutions in Lagos State, Nigeria. A sample of 700 students belonging to different levels of studies was taken from the various higher institutions in the State using proportional allocation. Initial descriptive statistics show that the median and modal ages of respondents are 23 years and 20 years respectively with the mean age of 24 years. Factors relating to Cigarette smoking, Alcoholic consumption, Sniffing, heroin consumption, marijuana and Sedatives shows that age, gender, level of study, economic class are somewhat important in the uses or abuse of the substances. It was found that those who smoke marijuana are also likely to drink alcohol. The canonical correlation showed very strong association between the socio-economic background of students and their use or abuse of substance. Use of marijuana, heroin, sedatives and snuff are not significant in building the canonical model, Young male students were found to consume alcohol regularly with less side effect while those of them from low income family are less likely to start cigarette smoking at an early age and are not likely to use alcohol regularly. The study indicated that lower level students from low income earning family are like to take alcohol regularly, suffer from hang over and smoke heavily though are not likely to start these habits at an early age. Moreover, older female students on part time programme are not likely to start smoking early but are highly likely to smoke heavily, consume alcohol excessively, and suffers from side effect of smoking and taking cigarettes.